How do I get my mums creditors to wipe out her debt, she has just been declared mentally incompetant

she has maxed her credit cards and taken out loans I didnt know about, I have just got enduring power of atourney and she has to go intoa care home

How do I get my mums creditors to wipe out her debt, she has just been declared mentally incompetant?

Ask her doctor for a statement that in his opinion she was %26quot;mentally incapable%26quot; of making an informed decision at the time she took out the credit.

Then consult a solicitor or citizens advice bureau for legal advice and then contact all the creditors armed with this information.

As a final hard push the creditors won%26#039;t want you going to the press saying they sold credit to someone who wasn%26#039;t mentaly fit, kinda blackmail but if needs must.

How do I get my mums creditors to wipe out her debt, she has just been declared mentally incompetant?

just call each company and explain, they will write the debt off

How do I get my mums creditors to wipe out her debt, she has just been declared mentally incompetant?

I would suggest a trip to your local citezens advice department

How do I get my mums creditors to wipe out her debt, she has just been declared mentally incompetant?

Goodness you poor thing, I would get in touch with your local Citizens Advice Bureau

How do I get my mums creditors to wipe out her debt, she has just been declared mentally incompetant?

Are you in the uk? if so go to the citizens advice bureau, they can get in contact with the creditors for you.

How do I get my mums creditors to wipe out her debt, she has just been declared mentally incompetant?

See a lawyer.

It%26#039;s possible that the debts aren%26#039;t valid. Debts are a form of contract, and mentally incompetent people can%26#039;t generally enter into valid contracts.

The creditors aren%26#039;t going to take your word for it.

How do I get my mums creditors to wipe out her debt, she has just been declared mentally incompetant?

You need to contact the creditors with evidence of your mother%26#039;s mental incapacity and see what deal they are willing to make about her debts.

How do I get my mums creditors to wipe out her debt, she has just been declared mentally incompetant?

If at all possible, get a bankruptcy lawyer to talk to you. Explain your situation to him, since, according to what you say regarding her financial state, she MAY BE declared bankrupt.

How do I get my mums creditors to wipe out her debt, she has just been declared mentally incompetant?

The compnaies will probably write the debts off - otherwise get a judge to declare her bankrupt.

How do I get my mums creditors to wipe out her debt, she has just been declared mentally incompetant?

payment protection (ppp) should cover this or health insurance if she has either of these contact them for advise but be certain that the debts dont have to be repaid by you

How do I get my mums creditors to wipe out her debt, she has just been declared mentally incompetant?

If she can%26#039;t handle that kinda personal info. As, in Credit. She shouldn%26#039;t be using it.

How do I get my mums creditors to wipe out her debt, she has just been declared mentally incompetant?

hello friend

I am very happy we can discuss about business experience .i hope we can told each other more important experience .i have a website online store, we are pleasure to offer you large selection of fine products .we are a dedicated shoes .clothes . curio computer for many years ,on this website we will introduce our brand ,as Jordan Puma Nike Gucci Monster dunk Turbo tommy polo Adidas Prada Sony ,Panasonic Lenovo Apple Fujitsu an so on, i hope you can wasting a little time to looking for it, the quality is very goods ,and the price is very low,we can offer large numbers of goods for the seller, this is my MSN llpshop@hotmail.com and bjfshop@hotmail.com .my email address is bjfshop@hotmail.com fengshop@hotmail.com

i hope you can joins us ,we are happy contact with some overseas friends .make friend with you ,and make a business-ship with you ,we hope you can interest in our website goods and joins us .thank you very much .

Have a nice day

llpshop

How do I get my mums creditors to wipe out her debt, she has just been declared mentally incompetant?

Pay them the money owed. She was compedent enought to use the cards.